Gujarat, India  ·  Global engagements

Kandarp
Satuniya

Product Solution Architect  ·  Technical Delivery Leader

15 years building digital financial and telecom infrastructure across Africa, the Middle East, Asia, and beyond — from architecture blueprints to production go-lives, across every timezone.

15+
Years Experience
20+
Projects Delivered
12+
Countries Served
$5M+
Engagements Led
About

Strategic technologist.
Hands-on builder.

"Delivering a system is just the start. I stay alongside every customer — through go-live, and as we grow together."

Kandarp Satuniya leads product strategy and roadmap for the Mobifin suite — an AI-powered digital financial platform serving banks, MNOs, FinTechs, and Neo-Banks across Africa, the Middle East, Asia, the Americas, and Europe. He joined as Lead Solution Architect, rose to Technical Delivery Manager, and now owns the full product vision at Mobifin Inc.

Before Mobifin, he built his craft at Elitecore Technologies across Tier-1 operators in Bahrain, Sri Lanka, and India; then at TCS, Revitas, and ITC Infotech spanning Finance, BI, and core banking for clients in the USA, UK, Mexico, Malaysia, and India. The common thread: complex systems, real infrastructure, live traffic.

Current role Product Solution Architect, Mobifin Inc.
Domain FinTech · Banking · Telecom
Career start 2010 · 15+ years
Education M.Sc. CA & IT · Distinction
LinkedIn kandarp-satuniya ↗
Expertise

Full-stack leadership
across the delivery chain.

From system architecture to production observability — covering every layer of modern FinTech delivery.

Architecture & Cloud
Microservices API-First Design Solution Architecture AWS EC2/EKS/S3/RDS Kubernetes Docker OpenStack CI/CD
Backend
Java Spring Boot Spring AOP/Core/Data Hibernate Kafka Redis Elastic Search Oracle MySQL
Frontend & Mobile
React JS React Native Angular iOS Android Apple Watch (NFC)
Security & Compliance
PCI DSS ECC-256 RSA / DSA eKYC (OCR + Liveness) Fraud Management Encryption
AI & Analytics
AI/ML Integration Predictive Analytics Customer Behaviour Prompt Engineering Tableau Cursor / Claude AI
Payments & Observability
Apple Pay Western Union Digital Wallet Agency Banking Prometheus Grafana Kibana (ELK)
Experience

15 years.
Every layer of the stack.

Mobifin Inc. Jan 2019 – Present
AI-Powered Digital Financial Services Platform  ·  FinTech
Product Solution Architect Jan 2025 – Present
  • Owns product vision, roadmap & go-to-market for Mobifin Wallet, Agency Banking, Digital Banking, and Mobifin Engage — real-time omnichannel experience orchestration.
  • Integrated digital onboarding with OCR document verification + AI liveness check for paperless, rapid customer acquisition.
  • Delivered Apple Pay integration on mobile (iOS) and wearables (Apple Watch) for NFC contactless payments.
  • Pioneered AI prompt-based screen design in Mobifin Engage; leveraged ML for customer behaviour prediction and feature enhancement.
Stack: React Native  ·  React JS  ·  Spring Boot  ·  Microservices  ·  Kafka  ·  Redis  ·  AWS  ·  Docker  ·  Kubernetes  ·  Firebase  ·  MySQL  ·  Oracle
Technical Delivery Manager Jan 2020 – Dec 2024
  • Led $1M–$5M FinTech project deliveries with 25–30 engineers from architecture through UAT to production go-live.
  • Key clients: CRDB Bank (Tanzania), Stanbic Bank (Uganda), Standard Bank (Malawi), Nasswallet, Amanpay, QCell (Gambia), Wizall (Senegal).
  • Architected containerised microservices on AWS & OpenStack; built Prometheus + Grafana + Kibana observability stacks for production.
  • Defined engineering governance: code-review standards, release processes, and delivery frameworks for cross-functional teams.
Stack: Spring Boot  ·  Microservices  ·  AWS  ·  OpenStack  ·  Docker  ·  Kubernetes  ·  Prometheus  ·  Grafana  ·  Kibana  ·  MySQL  ·  Oracle
Lead Solution Architect Jan 2019 – Dec 2019
  • Designed end-to-end FinTech wallet platform architecture; integrated Western Union payment rails and multiple third-party financial service providers.
  • Established React & Angular front-end capabilities for consumer wallet and agent banking interfaces.
Stack: Spring Boot  ·  Microservices  ·  Redis  ·  Kafka  ·  React  ·  Angular  ·  MySQL  ·  Oracle
ITC Infotech Jan 2017 – Jan 2019
Banking (Finastra) & Business Intelligence (Vodafone)
Lead Consultant
  • Delivered localisation and integration enhancements on Finastra core banking platform; integrated Deutsche Post, Equifax, and Schufa financial data services.
  • Built Vodafone VPS Navigator — BI-driven field sales optimisation with ArcGIS route integration for door-to-door sales agents. Spot Award 2018.
Stack: Core Java  ·  Spring Boot  ·  Spring MVC  ·  IBM MQ  ·  ActiveMQ  ·  PL/SQL  ·  ETL BODS  ·  ArcGIS  ·  DB2  ·  Oracle
Revitas Technologies Jul 2016 – Jan 2017
Revenue Manager  ·  Life Sciences Domain
Sr. Software Engineer
  • R&D and development of Elastic Search-powered revenue management system for Life Sciences clients.
Stack: Elastic Search  ·  Spring  ·  Hibernate  ·  AngularJS  ·  Oracle
Tata Consultancy Services Jul 2015 – Jun 2016
Equifax — Credit Scoring  ·  Finance Domain
IT Analyst
  • Developed credit scoring enhancements and security vulnerability remediation for Equifax IC product. Recognised as "Warrior" for 3 consecutive quarters by client.
Stack: Spring  ·  Hibernate  ·  JSF  ·  Oracle
Elitecore Technologies Sep 2011 – Jul 2015
Telecom BSS/OSS  ·  Tier-1 operators across India, Sri Lanka & Bahrain
Jr. SE → Sr. SE → Module Lead
  • Module Lead across 4 Tier-1 operators: Mena Telecom (Bahrain), Dialog (Sri Lanka), SitiCable & Aircel (India).
  • Led 3G→LTE billing migration for Mena Telecom; designed and delivered OCS, PCRF, Payment, and Customer Acquisition modules.
  • Integrated Huawei products (SCE, PCRF, OCS, Sonus, HSS, TR069), EZ Cash, HSBC PG, and Telecordia APIs.
Stack: EJB  ·  JAX-WS  ·  JAX-RS  ·  Struts  ·  Hibernate  ·  Oracle
Tata Consultancy Services Jul 2010 – Aug 2011
Punjab Govt. Finance Dept. — IFMS  ·  Government Finance
Business Associate
  • Developed and deployed IFMS to manage state government finance flows from planning to budget execution.
Stack: Spring  ·  Hibernate  ·  MySQL
Clients & Delivered Projects

Global reach.
One standard.

From Africa and the Middle East to Asia, the Americas, and Europe — every deployment is a live financial or telecom system.

Client Country Solution Delivered
CRDB BankTanzaniaMobifin Wallet & Digital Banking
Stanbic BankUgandaMobifin Agency Banking
Standard BankMalawiMobifin Digital Banking
NasswalletWest AfricaMobifin Wallet
AmanpayAfricaMobifin Wallet
QCellGambiaMobifin Wallet
WizallSenegalMobifin Wallet
Mena TelecomBahrainLTE Billing (CRESTEL)
DialogSri LankaWiFi Offload